Required Documents


     Past two years W-2 statements from each borrower

     Pay stubs covering the last thirty day period

     Three months of bank statements

     Most recent statements of 401K, IRA or Mutual fund accounts

     Copies of any investment accounts or stock accounts

     Homeowner's insurance information


If you are purchasing a new home we will need:


     A copy of the Real Estate Purchase contract for the new home

     If you were renting will will need 12 months of cancelled rent checks

     If you just sold a home we will need a copy of your settlement statement


If you are re-financing we will need:


     A copy of your current deed

     A copy of your most recent mortgage statement


Disclosures - (given to you by our office)


     A signed Borrowers Authorization


     Other documents required by specific lender


Different Lenders require different documentation.  You may be required to provide other documentation to the lender in addition to the items listed above.

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